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INSURANCE

PROTECTION AGAINST WHAT-IF

Did you ever pack a sweatshirt in your beach bag? Or bring an extra can of balls to the tennis court? Is there a spare tire in your car? All these are like insurance: they are there just in case you need them. But instead of keeping you warm if the day gets chilly, insurance safeguards you and your family against serious events – accidents, fire, flood, illness, even death. The insurance you purchase helps you with the financial costs of recovering from the unforeseen.

 

That’s why people buy insurance – because it helps them handle the ‘what-ifs’ that life may bring.

 

Your first experience with insurance will probably be a policy to cover your car. As you acquire other valuable possessions, a home, family, you will most likely buy other insurance too. In this section we’ll take a look at the most common types of coverage.